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LIFE INSURANCE
This protection is provided for families as well
as for businesses. The various policies available are designed to
fit the needs of the client.
WHOLE LIFE INSURANCE - A level premium whole life
policy. This type of life insurance policy offers flexible
premiums with an adjustable death benefit.
TERM LIFE INSURANCE - Term life insurance is a
contract that provides life insurance protection for a specific
period of years. The terms vary by carrier but are available for
1, 5, 10, 15, 20 and 30 years. The face amount of coverage is
payable if the death is during the term of the policy.
DECREASING TERM INSURANCE - The amount of life
insurance coverage decreases during the term of the policy until
it reaches zero. This product is used for mortgage insurance
protection and/or loans that will decrease over a period of time. |
